This is hilarious. Had me really laughing at the same time I was agreeing.
AlterNet: Blogs: Video: Colbert says Impeach Bush now... [VIDEO]
Saturday, March 24, 2007
The First Openly Godless Member of Congress
I agree with Representative Stark.
We have to look to science and do something for the world ourselves. That's the way to solve global warming, pollution, poverty, corporate greed, hunger, homelessness .... I could make a very long list. Everybody take a share of the work and stop waiting. If you can do more than others then do. You were lucky and you owe it to those who weren't. Your birth circumstances were only a matter of chance.
AlterNet: The First Openly Godless Member of Congress
Representative Pete Stark is the highest-ranking politician in American history say publicly that he doesn't believe a "supreme being" -- but believes that real political courage is saying, "Let's tax the rich and give money to poor kids."
We have to look to science and do something for the world ourselves. That's the way to solve global warming, pollution, poverty, corporate greed, hunger, homelessness .... I could make a very long list. Everybody take a share of the work and stop waiting. If you can do more than others then do. You were lucky and you owe it to those who weren't. Your birth circumstances were only a matter of chance.
AlterNet: The First Openly Godless Member of Congress
Representative Pete Stark is the highest-ranking politician in American history say publicly that he doesn't believe a "supreme being" -- but believes that real political courage is saying, "Let's tax the rich and give money to poor kids."
Friday, March 23, 2007
All or Nothing in Iraq Pullout Debate Will Get Us Nothing | TPMCafe
I'm also blogging on Talking Points Memo. Here is my latest entry
All or Nothing in Iraq Pullout Debate Will Get Us Nothing TPMCafe
All or Nothing in Iraq Pullout Debate Will Get Us Nothing TPMCafe
Thursday, March 22, 2007
Edwards to suspend presidential campaign: source - Yahoo! News
I am greatly saddened by the news that Elizabeth Edwards has suffered a relapse in her bout with breast cancer. John and Elizabeth are good people and both have been instrumental in the fight to turn this country around. I will light a candle for her recovery. Although this is not what I should be saying, why wasn't it Bush?
Edwards to suspend presidential campaign: source - Yahoo! News
Edwards to suspend presidential campaign: source - Yahoo! News
Why Having More No Longer Makes Us Happy
After over 2000 years, science rediscovers ataraxia.
"New friend or new coffeemaker? Pick one"
AlterNet: EnviroHealth: Why Having More No Longer Makes Us Happy:
"Check this out: When researchers at Carnegie Mellon (somewhat disgustingly) dropped samples of cold virus directly into subjects' nostrils, those with rich social networks were four times less likely to get sick. An economy that produces only individualism undermines us in the most basic ways."
"New friend or new coffeemaker? Pick one"
AlterNet: EnviroHealth: Why Having More No Longer Makes Us Happy:
"Check this out: When researchers at Carnegie Mellon (somewhat disgustingly) dropped samples of cold virus directly into subjects' nostrils, those with rich social networks were four times less likely to get sick. An economy that produces only individualism undermines us in the most basic ways."
Wednesday, March 21, 2007
Al Gore on Global Warming
Common sense goes a long way. I wish there was more of it.
Gore Tears Up Global Warming Skeptic TPMCafe
Gore Tears Up Global Warming Skeptic TPMCafe
Tuesday, March 20, 2007
You can't "edit" science to fit your agenda
Another dirty deal. Throw this corrupt government out!
Congressional hearing heats up over changes to climate reports - Los Angeles Times
It's painful to read the news wondering how anyone falls for the lies anymore. What was that Abe? In today's polls the Democratically controlled congress has a 28% approval rating. Except for a very few, ALL incumbents that aren't doing there job should be out of a job on a minimum wage retirement package.
Congressional hearing heats up over changes to climate reports - Los Angeles Times
It's painful to read the news wondering how anyone falls for the lies anymore. What was that Abe? In today's polls the Democratically controlled congress has a 28% approval rating. Except for a very few, ALL incumbents that aren't doing there job should be out of a job on a minimum wage retirement package.
White House offers interview with Rove, but not under oath
White House offers interview with Rove
Interview? Not under oath? Bullhockey!! This administration can't be trusted to tell the truth.
Interview? Not under oath? Bullhockey!! This administration can't be trusted to tell the truth.
Iraq Peace Vigils
There were over 1,100 peace vigils on the fourth anniversary of the Iraq war including one here in Coventry. They included all 50 states. Here is a link to the map, pictures and comments on the vigils:
Monday, March 19, 2007
Sunday, March 18, 2007
What your insurance company may not be telling you about high deductible medical insurance
High Deductible Health Insurance coupled with a Health Savings Account (HSA) is becoming a popular way to reduce insurance premiums and therefore medical expenses, but are insurance companies giving you all the facts when they sell you a policy? Mine did not. Is this a case of consumer fraud?
The law that created this type of insurance made a change to terms that had a defined meaning, and legal precedent. The deductible stated as Individual/Family no longer means what it always had. A high deductible medical insurance policy sold to a couple or family, has only one deductible, the family deductible.
For the requirements for this type of coverage, click here. Look for the section titled "Important Note About The Family Plan Deductible".
As an example I will use my experience with Anthem in Connecticut. When purchasing a high deductible policy that met the legal requirements to establish an HSA I was not informed of the change to the meaning of "Individual/Family Deductible". My family consists of myself and my spouse. To lower our expenses I purchased an HD policy on March 1, 2006 that was labeled as $2500 Individual / $5000 family. Never was it mentioned in the advertising or the application process that our deductible would be $5000, with no ability to ever receive the $2500 individual deductible. We found this out when my spouse went in for a preventative medical procedure that we assumed would put us over our deductible and we would not have to pay the entire bill. This was 8 months after we purchased and received the policy.
When I, and then my spouse, called Anthem we received the answers "There is nothing we can do." and "It's the law.". One Anthem customer representative felt that we were right and said that she would "correct it". When I did my own research I found that it was the law. We never did hear from the customer rep that had agreed with us.
I had worked in the insurance industry for over 12 years, albeit as a programmer and many years ago, and I had never heard of the new deductible definitions.
Why do I consider this consumer fraud? Insurance companies and the insurance industry employ a large number of attorneys. Insurance companies know of this change. Is the average American expected to research law when buying a policy? Is the average American expected to learn auto mechanics when having a car serviced? Must I study medicine before I see a doctor? I feel that it is the obligation of the insurance industry and individual insurance companies to inform consumers of changes to accepted policy terms.
My policy cover states "Century Preferred Direct HSA Subscriber Agreement $2500 Deductible - w/Rx". My approved application sent to me had Item # 3:
3. Plan Choice
Product Name: Century Preferred Direct HSA (PPO)
Deductible: $2500.00
Optional Prescription Drug Coverage (no charge after deductible): YES
Would the average consumer expect this to be a $5000 deductible policy? I think not.
I would like feedback. Is this one insurance company or are other insurance companies using this tactic? Is this only happening in Connecticut?
The law that created this type of insurance made a change to terms that had a defined meaning, and legal precedent. The deductible stated as Individual/Family no longer means what it always had. A high deductible medical insurance policy sold to a couple or family, has only one deductible, the family deductible.
For the requirements for this type of coverage, click here. Look for the section titled "Important Note About The Family Plan Deductible".
As an example I will use my experience with Anthem in Connecticut. When purchasing a high deductible policy that met the legal requirements to establish an HSA I was not informed of the change to the meaning of "Individual/Family Deductible". My family consists of myself and my spouse. To lower our expenses I purchased an HD policy on March 1, 2006 that was labeled as $2500 Individual / $5000 family. Never was it mentioned in the advertising or the application process that our deductible would be $5000, with no ability to ever receive the $2500 individual deductible. We found this out when my spouse went in for a preventative medical procedure that we assumed would put us over our deductible and we would not have to pay the entire bill. This was 8 months after we purchased and received the policy.
When I, and then my spouse, called Anthem we received the answers "There is nothing we can do." and "It's the law.". One Anthem customer representative felt that we were right and said that she would "correct it". When I did my own research I found that it was the law. We never did hear from the customer rep that had agreed with us.
I had worked in the insurance industry for over 12 years, albeit as a programmer and many years ago, and I had never heard of the new deductible definitions.
Why do I consider this consumer fraud? Insurance companies and the insurance industry employ a large number of attorneys. Insurance companies know of this change. Is the average American expected to research law when buying a policy? Is the average American expected to learn auto mechanics when having a car serviced? Must I study medicine before I see a doctor? I feel that it is the obligation of the insurance industry and individual insurance companies to inform consumers of changes to accepted policy terms.
My policy cover states "Century Preferred Direct HSA Subscriber Agreement $2500 Deductible - w/Rx". My approved application sent to me had Item # 3:
3. Plan Choice
Product Name: Century Preferred Direct HSA (PPO)
Deductible: $2500.00
Optional Prescription Drug Coverage (no charge after deductible): YES
Would the average consumer expect this to be a $5000 deductible policy? I think not.
I would like feedback. Is this one insurance company or are other insurance companies using this tactic? Is this only happening in Connecticut?
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